The U.S. retirement savings market is about to undergo a major transformation. The latest signed executive order allows 401K retirement plans to include non-traditional assets such as private sale, real estate, and Crypto Assets, a move that is expected to introduce up to $12.5 trillion in potential funding into these areas.



The key points of this policy include:
1. The Department of Labor will reevaluate existing regulations to provide greater flexibility for alternative asset investments.
2. Clearly define the government's fiduciary responsibilities to provide fund managers with more autonomy.
3. Establish a cross-departmental working group, jointly promoted by the Department of Labor, the Department of Treasury, and the Securities and Exchange Commission (SEC) to implement policies.

This move is seen as a significant step in promoting the entry of private assets into retirement accounts, which could fundamentally change the retirement financial planning model for Americans for decades. This policy follows closely after the introduction of stablecoin regulatory laws, further bridging the connection between Crypto Assets and mainstream capital.

However, this policy has also brought about a situation where opportunities and challenges coexist:

Opportunities:
- Asset management companies generally welcome this change, and private sale is expected to alleviate funding pressure.
- The retirement investment options for ordinary investors will become more diversified.

Risk aspect:
- The high volatility of Crypto Assets may lead to a loss of principal.
- Private sales and assets such as real estate have lower liquidity, which may affect redemptions.
- The legal risks faced by fund managers may increase.

It is worth noting that this policy is not being proposed for the first time. Similar ideas were put forward during the previous term but were later shelved. Recently, relevant individuals have been active in the Crypto Assets field, not only appointing a dedicated person in charge, but reportedly also achieving considerable personal investment returns.

The introduction of this policy has sparked widespread discussion, and its long-term impact remains to be seen. Regardless, it marks a shift towards a more open and diverse direction in the field of retirement investment in the United States.
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PanicSellervip
· 1h ago
Still losing, finally got a bowl of soup to drink.
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ser_ngmivip
· 08-09 23:29
focus on playing people for suckers
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StakeTillRetirevip
· 08-09 16:50
The bull run has entered the countdown.
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LazyDevMinervip
· 08-09 16:46
When will there be a 401k in China?
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fren.ethvip
· 08-09 16:41
The bull run in the US stock market is about to start. Shorting is just going long.
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